“Elderly No-care Costs 1”

This is the start of a series of blogs which will cover the financial cost of providing for oneself in later life, including the cost of care should you need it.

As we move closer to the next General Election in 2015, the politicians start to test the water of what might appeal to the electorate and what would upset them. Think tank reports are a way of starting this process and then being able to distance yourself from ideas that don’t curry favour.

The Baker Report on how to pay for long-term care of the elderly has a chocolate box selection of things elderly voters will like and dislike in equal measure. The overall aim of the report is laudable in that it sets out to end the inequalities of funding the care system, in which some elderly people have their long-term care costs met but most do not, particularly those with dementia.

I think this was wishful thinking from the start and another example of raising false hopes. The Government estimates that the current annual no-care budget of £6 billion will increase to £9 billion by 2025.

Providing free no-care would double this to £20 billion by 2025.  So that guarantees it won’t happen.  There is no going back to free care, when care was never free for those who could afford to pay.

The illusion of free care only persists because no Government wants to face the elderly and tell them that they will have to pay the cost of long-term care themselves, if they want a quality care service.

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This entry was posted in ELDERLY UK POLICY, Residential Care. Bookmark the permalink.

1 Response to “Elderly No-care Costs 1”

  1. Oh dear! the easy with which a computer keyboard can type out a Million, and then yet make it a BILLION, makes one billious and very cynical. The written word is there to interept, but the meaning is lost in typographical errors???
    Maybe I should read the Care Act 2014, a little more closely, But alas the minimum point at which help may be avaialble is some £125,000. However I should cheer!!! the fine print states £75,000? Gone is the £23,000 limit to which one could apply for financial assistance!! help is on the way??? How I do not know, as once retired one has the cost of living and upkeep of everyday living, and the asset (Main) for I suspect most people is the family house, But alas the modern day persons proberbly to make ends meet have liquidated the house and converted into rental and mortgage. It is a bugger? really if one must grow old in cold windy houses and ill fed, then if one is desperate the NHS take you in only to spit you out within hours or days to the same surroundings and the onset of winter and the coming of the grim reaper.
    One needs ones faculites and wits about oneself to navigate the daily life of old age? The world owes you nothing and you owe the world living|? How does one cope as I say in old age?
    One of the things one needs according to the ‘ Powers of attory’, is a ‘competant mind’ to make a decision, otherwise the aurthorities make our mind up for us? The only place for warmth and companship is the ‘Crem’ however they have not yet arranged a frequent bus service there just yet, Just an occassional limoseine service for those who have the where with all? Porpers must follow in a dog cart.
    By god sir it is good to be cheerful, roll on the 2015 election and all those speeches by all those ‘ rt honourable gentlemen’. What do you wish for??? I vote for sanity in the lunney bin.

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