SCRAP Step 11 – Loose Change

Where does all your loose change come from?   And what do you do with it when you have got it ?    Here’s yet another clutter challenge.

When I was young l collected it and saved up for something —sweets, foreign stamps, a book, records and finally a Dawes racing bike with derailleur gears.  It certainly got you in the habit of saving.

These days, after years of inflation, loose change accumulates to the point that it becomes too heavy to carry around in your pocket.    It’s value wouldn’t buy you a hard backed book or a record and you would need a wheelbarrow to carry enough change to purchase a racing bike.

So what do you do with it ?   Well in my case I empty the change from my pockets into a bedside drawer — and in a drawer in the lounge — and in the kitchen drawer — and in a compartment in the car.     When they are all full to overflowing I have a magic coin sorter. A gadget my wife bought me.     She loves gadgets.     So every few months I collect up all my change and the magic sorter sorts it into 1p’s, 2p’s, 5p’s, 10p’s, 20p’s, 50p’s, £1’s and £2’s.     Not that I consider £1 and £2 coins as loose change, but what about all the rest.   Nobody wants it.    Shop assistants tolerate it with an impatient look, while they wait for you to count it out and wobetide you if you dole out more than ‘the maximum’ allowed as legal tender.    The queue lined up behind you tut tuts and wonders why on earth you can’t use a credit card like everyone else.     Cash is so yesterday!

So here’s my dilemma.   Do I put it in charity boxes on pub and post office counters —- I already do that but it still builds up ?    Do I give it to beggars on the street —- not when you hear how much money they make ?     Do I put it in a change machine in supermarkets —- and pay them an exorbitant 10% fee for changing my money, or they give you a voucher to spend in their shop ?

clutter-coins-2

There must be a better idea for dealing with this cash clutter.    Any inspiring ideas ?

There will be a copy of Walt Hopkins and George Simons’ book — “Seven Ways to Lighten Your Life Before You Kick the Bucket” — for the best ideas on de-cluttering.

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4 Responses to SCRAP Step 11 – Loose Change

  1. I would be eager to hear some more solutions to this dilemma – I offered my cash cache to a visiting 10-year-old around Christmas time and got us sneerful refusal…

  2. davidwfreeman237 says:

    Dear oh dear ”gents”I ask you? that supermarket ‘ASDA’ ( originally Craven Dairies from Kirkstall Road, Leeds), and again MORRISONS from Bradford, being canny Yorkshire Folk if you struggle with your and the younger generations piggy bank savings (Pennies and all that coinage), you can willingly empty this assorted coinage into a hungry money machine in the foyer of the shop, and in return receive an IOU for monies deposited, and cash in at customer services for real monies notes, or buy goodies in the store!! Still believing me? goodie now comes the ”rub” ASDA and Morrison’s have deducted a modest fee some 10 or 15% for counting out all those small coins. Compare this with the banks and building societies who unless you have a commercial account frown at one? no longer do they have the ability to smile and offer to count out the coins, and bank or change the amount surrendered, and use scales to weigh the coinage (similar denominations) into the nearest unit of a pound sterling??? What has gone wrong??? Hats off to Asda and Morrisons at least the younger child realises what is saved, is returned as a voucher to bank or spend as they may wish!!!
    ASDA and MORRISON’s make a bob or 2 but then they are canny yorkshire folk who know how to trade, and not rip one off?? The king still has his clothes on!! Goodie lesson learnt by all: I trust.

  3. davidwfreeman237 says:

    A penny here a penny there in a jar, shoe, draw, old sock, or money box, the thought is not what a waste of money, but that windows mite, that child’s dream, and again what charities and do googers can do with those pennies.
    I is what we all believe in and help our fellow neighbours within our society, and should we wish those persons in far off lands.
    As with ASDA and Morrisons Money exchange machines there is a price to pay, do we do it with our pennies to charities or through the ballot box , taxes and our politicians? Both are a personal choice, both have rouges built in and need correction and a good kick up the ”arse” from time to time? do I trust my fellow voter to make or add to my choice, or is it that box designated with a known destination that I wish to denote too?? It is all part of life’s rich pattern?
    I prefer at my elderly age, being cynical to educate the younger generation to save for that dream, or provision of a rainy day?
    If I have a penny or two over then I personally wish to put the money in the box of my choice, and leave the ballot box for the politicians? THE NHS is in turmoil and monies are being spent on my behalf, but still the system wants more? enough I would wish to see a set of accounts and a rational management decision as to what it can offer under the NHS banner, for all medical, clinical, mental and after care expenditure, with a clear de-markation of what a district, local, metropolitan, or unitary council are responsible for, and what my general taxation and council taxes are being spent on????

  4. davidwfreeman237 says:

    pS John I have reread the blog of yours above again and again? are you suggesting a more socialistic society, and we all pay a little more in ~”taxes”~, for the good of all? But Hey I draw the line or wish too ask who ”’is President of the heap” to whom do we bow or acknowledge as leader, do he live as a general citizen or as an example of what collective monies can provide in the form of status and title?? I think we have been through this question once or twice within the nation we know as off today Great Britain!! BAH!! HUMBUG!! Christmas is over, dream on MCDUFF??

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