“November Reflections”

Ten months since I “retired” time has flown by, my days are full but less pressured by 10 or 20 issues a day.  Now it’s more like one or two things at a time, but I still feel busy and productive.

Getting into a routine has been the most difficult thing.  Then again, maybe I don’t need one – perhaps that’s just a thing of the past – the old way.  Maybe I should just let the river of time flow naturally, but it will take some while to learn how to do that.

It’s been a golden time of opportunity to explore new avenues and forge new partnerships:-

Retirement Villages in Spain

Blogging

Wood Turning

UK Retirement Housing

Spain

Initially, a brief and interesting peek into a new world, albeit with a strong British ex-patriot overlay.  The draw of a warmer sunny climate and an easy going lifestyle, accompanied by a whole new culture of working.  There is a definite need to fill a gap in the Spanish ex-pat retirement market, but it’s far from a straightforward transfer of a UK Housing Model, and the economic downturn doesn’t help at all.  It’s a fascinating challenge ??

Blogging

Writing is in my head – I had just forgotten.  Soon after I went to university at Sheffield to study architecture in 1966, I thought about giving up architecture to become a writer.  A hopelessly romantic notion that I was easily persuaded out of by a very brief conversation with the Professor of English Literature – William Empson.  His lectures were so interesting that they were attended by people like me who were not even on his course – a fascinating man.

So nearly fifty years later – pen-in-hand, we will find out if I can be a writer in a new world of blogging.  Step one – turn on the computer and put down the pen.  Not really, I still prefer paper and pen, but I have no option but to embrace the keyboard and cyber space.  The internet opens up a new universe of information and opinions which are an everyday (or at least every week) treasure trove to be explored.  One of the best things has been linking up with my son Tom who is adding colour to my blogs with his cartoons.  We definitely share the same sense of irreverent humour.  I have no idea where this will lead but it’s good fun and something I think will last.

Wood Turning

I have always loved the look, feel and smell of wood ever since my early childhood days spent playing in my grandfather’s building yard.  I can remember my father with a huge band saw cutting up oak tree trunks that were later made into coffins.  Later dad and some of his brothers would swap their overalls for bowler hats and tail coats and set off in my uncle’s hearse to act as bearers at funerals in Abergavenny.  Several years later I was shown how to use a lathe by my Uncle Den.  He was a very talented carpenter who could turn his hand to anything.  Every year at Christmas he would surprise us with a wonderful beautifully crafted wooden box or piece of furniture he had made.  I wish I had half of his ability.

I had not done any woodwork since I left school but I was inspired to take it up in my retirement by seeing some of the excellent turned work of Bill O’Neil, a resident at Lovat Fields Retirement Village.  Sadly Bill passed away recently but he had set me on a course to take up wood turning which I very much thank him for.  I was fortunate to find Bill Hart in another retirement village – St Crispin in Northampton.  Bill is not only a skilled craftsman but also a very good teacher.  He has given a lot of his time and much encouragement.  Thanks to him I have found a completely new hobby which I very much enjoy, although I feel I have at least six more years of apprenticeship before I can properly call myself a wood turner.

Retirement Housing

Last but not least, I still have an abiding interest in housing for older people and I was delighted recently to be appointed as a Non-Executive Director of Hanover Housing.  They are a long established Housing Association who provide accommodation for over 30,000 retired people throughout England.  They have a very friendly and positive staff team who are enthusiastic about working with their residents.  This is a fresh challenge for me and I will work hard to make a contribution to the Board.

Posted in ABOUT GRUMBLESMILES | 3 Comments

“The £140 Pension Illusion”

This is a story about the cynicism of politicians and the fickle nature of press reporting.  Sadly it’s about an issue of great importance to the elderly.  The presentation of The Issue has the power to raise and destroy hope in a matter of days with scant regard for peoples’ feelings.

DAY 1, MONDAY  25TH  OCTOBER  2010 – THE DAILY MAIL REPORTS:-

“Now you see it”

  • £140 pension for all
  • Historic shake up of state pensions
  • Huge boost for stay at home mums and married couples
  • An end to Means Testing
  • Paid for by cutting bureaucracy

Pensions Minister, Steve Webb, either in a clever sleight of hand which is the hallmark of a great illusion, or in callous disregard of current pensioners, announces a new higher basic pension.

The newspaper’s editorial comment blindly follows the front page lead and swallows the good news, almost hook line and sinker:-

  •  A bold crusade to reform state pensions
  • Hugely enhanced weekly payments
  • 40% increase for single pensioners
  • Truly whopping 75% increase for married couples
  • Slashing the vast pension bureaucracy

A note of caution to the tale:-

  • Will it all add up; are the sums right?

P.S. Strangely, none of it happens until 2015.   If it is such good news and saves waste and bureaucracy you wonder why not?   It could not be anything to do with wanting to give out good news just before the next General Election, could it?   Meanwhile, deserving pensioners can wait!

Dr Ros Altman, the new Director General of the SAGA organization and an expert on pensions, welcomed the news as “a fantastic reform”.

DAY 2, TUESDAY 26TH – THE DAILY MAIL REPORTS:-

“Now you don’t!

The disappearing act.  The Daily Mail wakes up like a drunk with a hangover from yesterday’s celebration.  The headline now reads “Pensions Apartheid”.  It appears that current pensioners will not qualify for the rise to £140 per week.   Neither will those who reach 65 before 2015.   All of them could be £100 a week worse off than the apparently richly rewarded late arrival baby boomer pensioners.

Dr Ros Altman now says, in what sounds a more chastened explanation of her euphoria yesterday: “At least we can take care of the future, even if we cannot take care of the past”.   This is a phrase that is hardly going to endear her to the loads of readers of SAGA magazine.

Neil Duncan-Jordan of the National Pensioners Convention, was closer to the mark when he said “this is outrageous.   The fact is today’s pensioners are those who need most help now”. 

“You can’t possibly have a pensions apartheid where one generation gets one level of pension and another gets less”.

“Women will fare far worse from this, as there are about 5 million who currently don’t have a full state pension.   They are leaving the most vulnerable to suffer”.

Rather more limply, Andrew Harrop, Policy Director at Age UK, said: “It will seem very unfair if you happen to be on the wrong side of the cliff edge”.   This is an unfortunate analogy especially coming from an organization which has done so much to campaign against age discrimination and for equality for women pensioners.

The Daily Mail shows no remorse for yesterday’s headlines, even though they were well and truly fooled by the Government’s initial announcement into believing this was such good news.  On day two they switched sides with the fickleness of a fair-weather friend, or a newspaper chasing tomorrow’s headline.

Meanwhile, a Government spokesman, who obviously doesn’t intend to retire before 2015, said: “our aim will be for a simple, decent state pension for future pensioners”.   Carefully chosen words intended to foster the illusion of a universal benefit for all.   I guess he assumes current pensioners will conveniently fall off the edge of the cliff!

A cruel and callous illusion played on the older war generation of pensioners who will be expected to continue to make sacrifices in the years ahead, unless this shameful policy is changed to include them.

Would you vote for this reform to pensioners?

Posted in ELDERLY UK POLICY, Pensions | Tagged , , | 8 Comments

“Welcome research. Cheers!”

Raise a glass to researchers in Norway, who after seven years’ studying over 5000 people whose average age was 58, reached a conclusion we would all like to toast.  They found that contrary to what you might imagine, drinking moderate amounts of wine can improve thinking skills and even prevent dementia.  Sadly, the same outcome was not true for men.

I am sure this must be wrong.      I will be the first to volunteer to take part in another seven year study if that is what it takes.

 

Posted in SMILES | 8 Comments

Re-directed Posts

From some of the early posts I received, it’s quite obvious to me that I haven’t got the navigation around the site to be as simple as I would want.  Some of the people who want to post general comments to me are arriving at the site on the “Home” page and therefore understandably posting their comments under the latest blog heading.  For the time being I will move their posts to the “General” category under the heading of “Re-directed Posts”.

When I can think it through I will come up with some clearer direction on how to navigate around the site.  In the meantime, don’t let this stop you posting comments anywhere and everywhere, but if you have comments on a specific blog there is a separate comments box at the bottom of each individual blog page.

Posted in ABOUT GRUMBLESMILES | 8 Comments

“Stress linked to dementia”

A long-term piece of research of a group of women in Gothenberg, Sweden, recently concluded that repeated periods of stress in middle-age can significantly increase the risk of developing dementia in later life.  There are several problems with making sense of this conclusion:-

Firstly, the good news is that the majority of women were not stressed;

Secondly, even amongst those who did say they were stressed, most did not develop dementia;

Thirdly, for those who were overstressed, it’s a little too late to tell them not to get stressed twenty years ago.

The only useful conclusion for the researchers seemed to be that a lot more research needs to be carried out.

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“Christening Granddad”

According to Saga magazine, the baby boomers no longer wish to become “grannies” and “granddads” as they reach their third generation.  Apparently they don’t like the implication that they are getting old.

So rather than becoming proud grandparents and responding to names like Gran, Nan, Nanny or Grandad, Grandpa, all of which are terms of affection and respect in my mind, – they are encouraging grandchildren to call them sugar, buzzy, lala, papeo, foxy and g-dog ?????  I doubt this will kid anyone that they are any younger, least of all their perplexed grandchildren.

What badge would you wear with pride ?

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“Residential Care Dilemma”

How do we greet the news in a recent press release that the Care Quality Commission plans to get tougher with the regulation of care homes?  A few years ago, I would have said “about time”, but now standing back from the problem I am not so sure this is the right way forward.

Older people and their relatives almost everywhere would confirm that residential care is very much seen as a choice of last resort.  Their own eyes and noses are the only quality assessment tool they need to know that most residential care is not up to a standard they would choose if there were a better and more importantly, affordable alternative.  For the lucky few there are some exceptionally good residential care homes with high standards of accommodation and qualified staff but this usually comes at premium fee rates.  New models of provision, such as extracare housing, are still relatively new and not available in most areas nor to the majority of people.

So we are left with most residential care homes acting as warehouses for older people – they keep people warm and fed but have no aspiration to give people any kind of quality of life.  Not surprisingly, even very frail older people are not keen to move in but nonetheless there are still queues at the door.  This is driven by the weight of demographics and the inability of individuals, their relatives and Social Services to cope with people at home, especially those with dementia.

So why don’t things change for the better, given that the customers certainly want better quality, the staff much prefer to work in a positive environment and Social Services and the Regulators want to see improvement?

At the heart of the problems is the fact that the financial model of residential care is flawed and the social care model is based on dependency.

In financial terms, since 1991 when the rules were changed and means tested assessment was introduced, Central Government has progressively starved Social Services of funding for social care.  Having been handed this poison chalice, Social Services have used their near monopoly purchasing power to dictate low fee levels, while simultaneously pushing up the care levels.  In fairness to them they have little alternative.

Small homes became less able to spend money on property upgrading or staff training and have been progressively squeezed out of the market.

In the meantime, corporate providers using the economies of scale, provided larger homes and grew rapidly in the decades between 1985 and 2005.  They were funded by bank borrowing “secured” by the promise of Government revenue and an endless supply of customers.  They also had impossible-to-achieve revenue returns, as debt was leveraged up to build more and more homes.

Now, many of the big residential care companies are on the verge of insolvency due to the combination of high gearing and artificially low fee income.  It is probably only the current low interest rates that keep them afloat.  Quite what the emergency rescue package would be for a large residential care provider going bust – nobody knows.  Hopefully the CQC have a contingency plan for this possibility.  I suppose theoretically they would be refinanced by further extending their debt.  This has already happened in several cases where “forced” mergers/acquisitions have taken place, but this cannot go on indefinitely.

It is this background of inadequate (but unlikely to improve) Government funding and a highly leveraged, financially precarious residential care provision that no doubt stays the hand of tougher regulation.  To close over 70 residential homes in the last 12 months sounds dramatic and indeed may well lead to an early death for many of the 700 residents who have been forced to move as a consequence.  However, closure of 0.3% of the 24,000 residential care homes will make very little impact on the quality of life of the hundreds of thousands of older people living in residential care.

I am not against tougher regulation nor arguing these few homes should not have been closed.  It is just that it fails to address the real issue which is the appalling quality of life which is offered to most elderly people living in residential care.  If CQC wish to have a substantial, strategic and long term impact on quality outcomes, it can’t be through increased regulation and more home closures.  Tighter regulation in itself only puts homes on the defensive and sets experienced regulatory staff on the opposite side of the quality debate to hard working and generally well intentioned care staff.  CQC in its own press release acknowledges that the final sanction of home closure inevitably hastens the deaths of many of the residents who are forced to move out.

So the Care Quality Commission sits on the horns of a great dilemma – in one open hand it has the aspiration to improve quality of life, and the other hand is a closed fist which holds the hammer of regulation.

The Department of Health needs to acknowledge that regulation has done very little to improve residential care in the last thirty years.  I was told by the Head of Regulation some years ago that their role was about compliance – well the evidence suggests that, that blinkered view hasn’t worked.  The brief of the Care Quality Commission needs to be re-focused.

The way ahead lies in the opposite direction to tougher regulation.  The CQC should champion good practice and facilitate learning and skills improvement throughout the residential and domiciliary care sector.  This approach is about preventative health care and support to encourage an active later life.  There is no shortage of residents, relatives and staff who would wish to travel this route.  The alternative only leads to dissatisfaction and distress.

If we do nothing, the tougher regulation road can only lead to crisis.  So enable the CQC turn around and walk the other way – take the high road of aspiration.

Don’t you agree inspiration is better than regulation?

Posted in Residential Care | Tagged | 3 Comments

“Retirement Age Rage”

This is a discussion which will rumble on for ages.  It is one of the biggest social policy issues of our time and one where I have a clear sense of direction, but am not yet sure what outcome I think there should be.  So this is a blog to open a debate.  It poses questions but waits for your answers before forming a clearer view.  Here are a few headings to consider:-

Default Retirement Age

This is the age that it was assumed you would retire and start to pick up your state pension.  It was 60 for women and 65 for men.  I don’t know where this age difference came from?  It doesn’t square with the fact that women live longer than men – so why should they enjoy more time in retirement.  Currently this inequality is being phased out, and leveled up to 65, albeit over a very long period of time.

The equality issue has now been overtaken by age discrimination considerations and on that basis the default retirement age looks likely to be swept away by October 2011.  This must be correct.  It cannot be right to force people to leave work purely on the basis of age and many employers have already waived compulsory retirement.

The Cost of Retirement

There is an underlying economic argument in favour of later retirement driven by the suggestion that we can’t afford to let people retire.  Certainly it’s true that most people don’t save enough for their retirement.  This is largely because pension schemes did not anticipate increased longevity and are now significantly under-funded.  Worse still, Central Government did not save anything at all for public employee pensions and will increasingly be severely embarrassed by the need to cover the costs of final salary pensions.  I am not at all sure this argument stands up if the economy is not growing and people who don’t retire displace younger people who can’t get a job and claim unemployment benefit.

Nonetheless, these two drivers of human rights and economic necessity seem to have enabled Government to move very quickly to declaring the default retirement age dead.  What’s more it has been accepted without much debate, which suggests it is an acknowledged fact that we need to retire later.  Rather ironic when I have just retired myself.   Perhaps I better get back to work again – there are certainly a lot of un-thought out consequences to scrapping a fixed retirement age but generally the Government getting out of the way and letting people make their own decisions is an approach I agree with. 

Health Care Costs

The bigger issue which is only marginally addressed by removing a fixed date to retire is – how is old is age to be funded in the future?  This is not a debate about pensions – inadequate as they may be – it is really an issue of how health care for the elderly should be provided?  And how it should be funded?  It is a matter which is central to the future of western society and will call into question all our values and beliefs.

So before I venture forth with any proposals I would welcome your comments on your own experience of retirement and your views on how retirement can be funded in the years ahead ?

Posted in ELDERLY UK POLICY | 4 Comments

“Fog of Confusion Lifts”

At long last, the inappropriate named N.I.C.E. – National Institute of Clinical Excellence – has agreed to reverse its decision on the early use of Aricept and other similar drugs which have been shown to slow down the onset of Alzheimer’s Disease.  Their original ruling to stop doctors prescribing the drugs was based on their view that they were not cost effective at £2.50 per patient per day.  That was met at the time with a hail of protest which fell on deaf ears.

Since then there has been a relentless three year long campaign conducted by the Alzheimer’s Society with the aid of The Daily Mail, challenging the decision both legally, which they lost, and in the press, which won.  The public announcement by the author Terry Pratchett that he had the disease, undoubtedly helped raise the profile of the campaign.

Eventually N.I.C.E. reworked its financial calculations and accepted that the cost benefit of the long term savings in hospital and residential care admissions could more than justify the initial cost of the early use of the drug.  Quite why it took three years and much distress to figure this out, remains a mystery.  At least we have a Government sponsored Quango that corrected its mistake even if it didn’t go so far as to admit it.

Nearly three quarters of a million people in the UK suffer from Alzheimer’s Disease and yet less than 50,000 people are prescribed these drugs.  What is now needed is another massive campaign to encourage a big increase in take up, although sadly it may be too late for many sufferers whose condition is too far advanced to benefit.

The broader significance of this decision goes beyond dementia.  It potentially heralds a positive switch in the direction of preventative health care.

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“Memories in the making”

This is the name of a really creative activity programme for people with dementia.  It is based at the Kemp Center for the Arts in Texas and is being piloted by the Alzheimer’s Association.

The project encourages people with varying degrees of dementia to paint images from their memory.  Apart from the obvious therapeutic value of creating an artwork, it is tapping into a side of the brain which may not be so affected by the illness.

This would be an idea which should be followed up in the UK.

 

Posted in HEALTH | 3 Comments